In this episode, Bryan Haakenson sits down with longtime Alpha Warranty friends Vinny Miller and Justin Thompson of TPA Risk Management (TPARM) to discuss what it really takes for a dealer or agent to launch and run a successful third-party administrator. Vinny and Justin share why strong underwriting relationships, consistent claims processes, and the right people matter more than the contract itself, and why AI is a powerful tool that still needs a trained eye behind it. 

Vinny began his career at General Motors and later led claims and risk management for Assurant Solutions before founding TPARM in 2005. He has worked with Alpha Warranty almost from the beginning, helping build its early claims processes. Justin is a BMW Master Certified Technician with more than 20 years of repair and warranty experience. Together, they bring a rare view of both the service bay and the claims desk. The conversation covers early warning signs to watch for and the key questions every dealer should ask before becoming their own TPA.